Life assurance
Our team of independent protection advisers will help you understand how these policies work, how much cover you need in place, and under what circumstances you’ll need them. At Cardan, we’ll always secure good prices, but bear in mind that, when it comes to life assurance, it’s not always about going for the cheapest.
Making sure your family is secure
Having life assurance is a valuable asset that can ensure your loved ones are financially secure in the event of your death.
The proceeds of the life assurance can be used to pay off mortgages and debts, or replace your lost income. This can mean the family is financially stable and can live life as you’d want them to, instead of struggling every month or having to make drastic changes to their situation, such as selling the house, to cope.
Our independent protection advisers can help guide and advise you on understanding how much your family would need in the event of your death. We’ll search the market to find the best available product with the broadest cover possible, without compromising on cost.
How much cover do I need?
The amount of cover you should have to provide for your family will vary from family to family based on your specific circumstances. This takes into account factors such as existing debts and the amount of income that would be lost.
Should I keep my existing policies?
If you haven’t reviewed your existing policies in more than three years, you should discuss them with one of our advisers. It’s likely that your situation has changed since the last time you checked, whether that means you’ve moved house, had another child, changed jobs, or something similar. These changes could mean the amount of cover you have is no longer right for your family.
Our advisers will assess your existing policies and your current situation to see if they still match, and take the necessary steps on your behalf if not.
Get in touch
If you’re interested in joining the Cardan family, please get in touch with us using the form below. We look forward to hearing from you.
About Cardan Wealth Management
Cardan will always be about trust, clarity, commitment, honesty, and integrity. We pride ourselves on being both commercially and morally sound, and socially aware too. We’re on a journey to create a group of companies that can share best processes and practices while recognising different ownership structures and regional nuances. Strength and flexibility are key ingredients to our growth strategy.
