Critical illness protection
The key to critical illness protection is making sure you have the right policy in place so that if and when it’s needed, it delivers against every expectation. Our team of independent protection advisers will help you understand how much cover you need, then find the best policies with the broadest range of conditions covered.
Being prepared
Critical or serious illness protection is a type of cover that will pay out a lump sum in the event of a serious medical diagnosis. Conditions covered often include cancer, heart attack, stroke, loss of limb, and so on. Each provider lists the conditions covered in their policies, and there can be a significant difference between the best and worst policies.
Our independent protection advisers will help you find the policies that cover you for the most conditions for the lowest possible price on the market. This one-stop-shop approach allows the advisers to take into account your specific circumstances and select the policy that fits with your budget and provides good quality cover.
Should I change my existing cover?
Medical science is improving all the time, and with it our understanding of critical illnesses. Because of this, the conditions covered in a policy are also changing. If you haven’t reviewed your current policy in the last three years, there’s a very high probability that you can dramatically improve the quality of the cover that you have.
An adviser will be able to look over your policy and compare the conditions covered against those offered by policies in today’s market.
Are children covered?
In most modern policies, children are covered within the policy. This is usually for a set amount, such as £25,000, that doesn’t affect the policy if a claim is made. This means that if you ever did need to claim for your children to help with financial support, the policy would remain in force, with your cover unaffected.
Get in touch
If you’re interested in joining the Cardan family, please get in touch with us using the form below. We look forward to hearing from you.
About Cardan Wealth Management
Cardan will always be about trust, clarity, commitment, honesty, and integrity. We pride ourselves on being both commercially and morally sound, and socially aware too. We’re on a journey to create a group of companies that can share best processes and practices while recognising different ownership structures and regional nuances. Strength and flexibility are key ingredients to our growth strategy.
